According to latest discovery in coding lines of the beta version of iOS 11, the users need to have their face scanned for the new Apple Pay Cash feature. As the line in the discovered code conveys for a picture identification. This new transaction system would allow users to send money; to another iOS user via the iMessage app to your friends and others. It can be scanned in forms such as a driver’s license, according to the code, where it reads “Position your driver’s license or identity with a photo on the [camera’s] frame.”
Moreover, folks at iHelp BR figured out that if the user fails to scan and verify the face ID, then the person is blocked from making any further peer-to-peer transactions. But could continue to pay with Apple Pay transactions, if any balance remains in his or her account. Top-up can be made to the Apple Pay Cash, via standard debit cards. You can also hold funds and make a convenient person-to-person transfer.
The main agenda for the photo identity is to prevent minors/child making any accidental payments. Without any prior information about such payments, to their parents. And also to avoid any scams and fraudulent activities.
Another thing to note here is that, if you’re using a credit card for any peer-to-peer transactions, then Apple will charge you small 3% fee for this action. With that said, this feature will come baked in with the latest iOS 11; which will roll-out soon in the coming weeks, around the same time as Apple’s iPhone 8’s launch event.